PEP covers a wide range of educational expenses, but the rules are specific enough that even experienced families get surprised. Full 2025–26 breakdown.
Florida PEP funds can be spent on a wide range of education-related expenses, but the rules are specific enough that even experienced families get surprised. Here's the complete breakdown of what's in, what's out, and what's in the gray zone.
Sports, music, and arts programs are eligible, but they require an extra documentation step: a written educational benefit statement explaining how the activity supports your child's education. Without it, these are commonly denied.
With hundreds of expense categories and a constantly-updated approved vendor list, checking eligibility before every purchase is essential. Florida PEP Tracker includes a built-in eligibility checker so you can verify any expense before you buy.
Check if your purchase qualifies →